Home buying made easy!

May 18,2024 | Posted By Flavia Brown in Real Estate

Dear prospective homebuyers): Maybe the title should be “Home buying made easy and profitable” because I’m all about making money for my buyer clients as well as finding a desirable home in a sought-after location. If you have been thinking of buying a home or investing in an income-producing property and hoping to make a ton of money, this blog post will show you the way. No guarantee, of course, but the chance of buying real estate and building wealth should greatly improve after reading these guidelines and my free book. (See the P.S. for a free copy of my new 33-chapter e-edition informative and helpful real estate book. Just click the link).

Following are ways I make it easy and profitable to buy a home:

+ I know where to find or create good deals anywhere in L.A. County. Finding good deals includes driving down asking prices on immaculate move-in condition homes, off-market homes, and fixers. Creating good deals includes driving down list prices, getting terms in my buyers’ best interests (example: get sellers to pay for needed repairs, including termite damage repairs). My expertise includes being sure there won’t be any mistakes in the selection of a property. By the way, to make it even easier, (this is huge) buyers can make offers with no upfront money or proof of funds. That is, the earnest money deposit (EMD), pre-approval letter, and proof of funds won’t be due until after the offer is accepted and ratified. After an offer is accepted the buyer will have 17 calendar days to investigate the property and decide whether or not to purchase the property. If the buyer decides not to proceed toward close of escrow, the EMD will be returned to the buyer. Some buyers like to make blind offers (site unseen). Even though there is no risk, other buyers will make offers only on homes they physically preview. Some sellers won’t accept blind offers because buyers might not like the condition of the home and will cancel the contract.

+ I know where the best mortgage brokers are, the ones who specialize in helpful and attractive loan programs, like for first-time buyers, 3% and 3.5% down, downpayment and closing costs assistance, and special government employee programs with the lowest rates and easy qualifying. The loans are for single-family residences (SFRs), condos, townhouses, and multi-family properties (duplexes, triplexes, quadruplexes), for owner-occupied homes.

+ Seven reasons to buy now: 1) Not much competition for serious buyers because most prospective buyers are on the sidelines waiting and hoping for interest rates to decline further (Warren Buffett’s real estate advice: “Buy when others aren't buying.”); 2) Prices are increasing and are expected to continue increasing for many years because the supply of homes in California is behind demand by four million units; 3) As prices increase buyers will build equity; 4) Interest rates have decreased slightly, but are expected to increase again to help bring down the inflation rate to 2%. Meanwhile, I know where to get much lower interest rates than the average 30-year fixed rate; 5) Many good deals are available and ripe for low offers, starting in the low $400K range in L.A. County; 6) I know how and where to find or create the best money-making deals for owner-occupied or investment properties in desirable L.A. County neighborhoods; and 7) Rental rates will continue increasing because more than 50% of California adults can't afford to buy any property, not even the cheapest condo.

+ There are many ways I provide exceptional service and help my buyers make money. Here are a few ways: https://homesbyflavia.com/blog/real-estate/homesbyflaviacom-39

+ Special guidance is necessary for condo and townhouse buyers. They usually cost less than a house, but the buying and transactions are more complicated because of HOA rules (CC&Rs, bylaws, financials, reserves, etc.), state laws, and property management companies, Nevertheless, condos can be a good investment if the investigating and buying steps are done right. Investigating a condo and the complex includes perusing all the HOA documents, seller's mandated disclosures, property inspection, whether or not the complex is FHA-approved, special assessments, litigation, and much more. Sidenote: What is the biggest complaint from condo owners? Noise through walls and ceilings. Therefore, be sure to not buy a unit in a condo complex that was converted from an apartment building to a condo complex. They usually have thinner walls and ceilings than buildings constructed as condo complexes. If your budget allows, you should choose a townhouse rather than a condo. They are a bit more expensive than condos, but there won’t be anyone living above or below you, and most often they include a direct access attached 2-car garage with storage space. Some townhouses include owning the land.

I will feel honored to represent you. You can be sure I will watch out for your interests 100% and I will make buying a home a pleasant experience. I keep my clients informed every step of the way. Upon request, I will provide all the costs of owning a home, and an explanation of each paragraph in the most common purchase agreement (C.A.R. form RPA) with 16 pages and more than 100 paragraphs.

For any questions or to express your interest, please contact me via phone, text, or email. Your questions are always welcome.

Sincerely,

Flavia Brown, Realtor® (18 years)
CalDRE #01729313
Realty One Group United
homesbyflavia@gmail.com
homesbyflavia.com
310-702-6335 (cell/text)

P.S. During my 18 years as a full-time realtor, I have never had a complaint and my DRE record is spotless. Click this link for my new (free) book: https://homesbyflavia.com/blog/real-estate/a-most-informative-real-estate-book-by-flavia

P.P.S. My transactions run smoothly, mostly because my transaction coordinator is exceptional and my business partner/husband has been in the real estate business 28 years. I will match my exemplary service and real estate knowledge against any real estate agent.

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22939 Hawthorne Blvd., Suite 203
Torrance CA 90505

310-702-0293

DRE# 01729313

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